A budget app that tells you what's safe to spend
Most budget spreadsheets show you lots of numbers. Budget Tracker shows you the one that matters: how much you can spend today and still stay on track until payday. It takes your income, sets money aside for bills, savings and debt, spreads the rest over the days you have left and forecasts how you'll finish the month.
Paycheck budgeting, monthly, biweekly or weekly
Your budget follows your paycheck. Every payday starts a fresh period, and only the bills due before your next payday are counted. Set spending budgets for groceries, eating out, transport and more, and see each one fill as you spend.
Insights a spreadsheet can't give you
Tap any day on the spending calendar to see exactly what you spent. Compare this month with last month, your 3-month average or the same month last year, category by category. The yearly overview shows money in, bills, spending and what's left for every month, just like an annual budget spreadsheet, but filled in for you.
Savings jars and a debt payoff plan
Make a jar for an emergency fund, a trip or a new laptop and watch it fill with coins. Add your debts and choose the snowball method (smallest balance first) or the avalanche method (highest interest first). When one debt is paid off, its payment rolls over to the next, and you see your debt-free date.
Private, simple and no subscription
Budget Tracker is a web app: it opens in your phone's browser and lives on your Home Screen like any app. No bank login, no account and no subscription. Your data stays on your own device, and you can export it to a spreadsheet any time.
